Official Philippine Financial Loan App
A new and easy way to get a loan online! Just enter the necessary data, amount and payment method in the online application! Sign the contract with the code obtained by SMS!
Only 1 valid ID is required to apply for a loan! Fast online approval for loyal customers!
You can get a loan if:
— Filipino citizen, aged between 21-70 years old, and holding a valid government ID
— Your mobile phone number has been activated
APR and Fees:
Transparent fees, no hidden fees, make your loan stress-free
Loan Amount Range: PHP 3,000 to PHP 20,000
Loan term range: minimum 91 days to maximum 365 days
The annual interest rate does not exceed 14%/year
Product calculation formula
Loan Amount: PHP 20,000
Loan term: 12 months
Interest rate: 14%/year
Monthly interest: PHP 20,000*14%/12=PHP233
Monthly instalments: PHP 20,000*14%/12+20,000/12=PHP1,900
Total loan cost: PHP 20,000+20,000*14%=22,800
How we protect your privacy
We respect the privacy of our customers and users of online platforms such as mobile applications. We guarantee user privacy and encrypt user privacy. We have a strong risk control system and team to protect user privacy.
Note: Loan applications must be approved.
Easy and comfortable repayment!
You can choose the most convenient way to repay your online loan from the following list:
-7-11
-RFC offline branch
-Union Bank counter
-Union Bank Internet Banking
-Internet banking of other banks
It only takes 4 minutes to get a cash loan online through the loan app!
Every day we receive thousands of requests from people with complicated financial situations. Approximately 80% of borrowers recommend providing services to people they know and are still with us. Online loans can be used for any purpose
Loan online now! Use Cash Baka to borrow online cash without leaving home-your new helper for online lending in the Philippines!
Additional benefits of the mobile loan app:
• Independently choose the amount and duration of the loan-everything is for your comfort!
• Get loans online during the day and night, holidays and weekends-transfers can be made at any time.
• Remuneration is limited to the number of days the funds are used.
About SMS Permission
This is an essential part of the user loan process.
The SMS permission is necessary for us to complete credit risk score, which helps us in identifying the various financial transaction that you may be holding, cash flow patterns, description and amount of the transactions of a user to help us perform a credit risk assessment which enables us to determine user's risk profile and to provide user with the appropriate credit analysis.
Only financial transaction text messages will be check when needed. We don't collect, read or store user's personal SMS from inbox.
PSEC registration number *CS201951287
Registered business name *MICRODOT LENDING CORPORATION
Certificate of Authorization for Operating Finance/Lending (CA) Company Number *NO.2921
contact us:
Address:276 San Jose Ext, Padilla, Antipolo, 1870 Rizal
G-mail:william9000hart@gmail.com"