Large quantity, low threshold, fast processing
Here is donet:
IMPORTANT NOTES:
a. All loans are subject to credit approval.
b. The maximum validation time is 1 business day for the first loan.
c. The punctual payment of the loan can open up new terms and larger amounts.
d. All your data is protected by our Privacy Notice and will not be shared with anyone without your consent.
Loan conditions
Loan amount: from COP $50,000 to COP $2,500,000 pesos
Most loan days: 91 days to 120 days
Interest rate: 0.06% per day (maximum annual interest rate is 24%, equivalent monthly interest rate of 1.8% only);
Platform: It is a COP $300,000 service which can be used optionally by our clients, which will allow them to save money and time in necessary paperwork and on which they can receive promotional discounts in a range of COP $10,000 to COP $290,000 that correspond to discounts such as financial inclusion.
Value Added Tax (VAT): 19% VAT is applied on the commission according to the policy and laws of Colombia;
APR: up to 27.70%(TEA)
Example
For example, for a 91-day loan of COP $100,000 for 3 months (at an annual interest of 25.55%). The monthly payment will be COP $40,881 (EMI) and the total amount of the payments will be COP $122,643
Interest: COP $100,000 * 24% / 365 * 91 = COP $59.83;
Platform: COP$300,000; Discounts: COP $286,000; Platform Fee: COP $300,000 - COP $286,000 = COP $14,000
VAT: 19% * Platform = 19% * COP $14,000 = COP $2,660;
The total amount to be paid = loan amount + Interest + commission + VAT = COP $100,000 + COP $59.83 + COP $14,000 + COP $2,660 = COP $122,643;
EMI = COP $40,881
APR = This would translate into a TEA (Annual Effective Rate) of 27.70%.
Loan Qualification:
1. Age 20-55
2. Have a stable monthly income
3. Have a Colombian identity document
Why choose Donet?
1. Full line process, paperless;
2. You only need to fill in personal information once, easy to operate;
3. Multiple loans can be approved at once without downloading more loan applications;
4. Less requirements and simple filling. You can apply as long as you have identification;
5. Short processing time and high efficiency;
Application process:
1. Register Donet with mobile phone number;
2. Fill in the personal information as required;
3. After approval, confirm the loan and you will be approved for multiple loans at the same time;
security
Donet's security system is designed to be in line with the best banks in the country. Rest assured that all your data is safe and secure as we use 256-bit encryption for data management.
About us:
If you encounter any problems using the app, please contact us between 9:00 a.m. and 6:00 p.m. (Monday to Sunday)
Email address: skarjunia06@gmail.com
Telephone: +573213767627
Address: Av. de la Constitución #99-15, Suba, Bogotá, Colombia.