a financial software
7*24 online loans meet your financial needs.
Product features:
1. Loans Amount: ₹ 3,000 to ₹ 50,000.
2. Loan Tenure: 95 to 365 days.
3. APR: Up to 22% according to customer's credit score.
4. Service fee: 1%~3% according to customer's credit history.
5. No membership or upfront fees.
Example:
If the loan amount is ₹ 20,000, APR is 22% and service fee is 1% with the tenure of 95 days, the total amount to pay on the due date is
Interest = ₹ 20,000 x 22%/365 x 95 = ₹ 1145
Service fee = ₹ 20,000*1% = ₹ 200
Total amount disbursed will be ₹ 19,800 (20,000 – 200)
Total amount to repay will be ₹ 21,145 (20,000 + 1145)
Monthly amount to repay will be ₹ 7,048 (21,145 / 3)
A penalty will only be charged when someone delays the scheduled payment.
HaPi Cash is an online loan platform in India that provides diversified loan services for Indian mobile Internet users. Through the smart online loan process, customers can apply for loans anytime, anywhere. The computer review process saves the user from worrying about the loan application.
We are not engaged in the activity of money lending. We further confirm that our app is only a platform that facilitates entities that are duly registered as NBFCs to give loans to end users, and is not involved in the administration or the recovery of the loans granted to end users.
We have many NBFCS partners, some of them are important or accompanied by Amin Finvest Pvt Ltd
Why choose HaPi Cash?
1. No credit history required, Aadhaar and PAN cards are required.
2. 100% online process and 24x7 hour service: users can apply for online loans with just a mobile phone.
3. Computer AI review: After the review is passed, the loan amount will be issued to the user's bank account.
4. As the credit score increases, the loan amount gradually increases.
5. A variety of repayment methods.
HaPi Cash loan requirements, users need:
1. Residents of India.
2. Between 18-60 years old.
3. Salaried/self-employed persons with a fixed source of income.
Steps to apply for a loan on HaPi Cash:
1. Go to Google play to download the App and install it.
2. Use your mobile phone number to register an account.
3. Fill in basic information and upload identity documents
4. Agree and electronically sign the agreement, waiting for approval.
5. After the review is passed, the amount will be credited to the account.
Security
All the transactions are secured via a 256-bit SSL encryption. All the data are transferred over secured connections. We do not share your data with any third parties without your consent. Your data is totally safe with us.
Product features:
1. Loans Amount: ₹ 3,000 to ₹ 50,000.
2. Loan Tenure: 95 to 365 days.
3. APR: Up to 22% according to customer's credit score.
4. Service fee: 1%~3% according to customer's credit history.
5. No membership or upfront fees.
Example:
If the loan amount is ₹ 20,000, APR is 22% and service fee is 1% with the tenure of 95 days, the total amount to pay on the due date is
Interest = ₹ 20,000 x 22%/365 x 95 = ₹ 1145
Service fee = ₹ 20,000*1% = ₹ 200
Total amount disbursed will be ₹ 19,800 (20,000 – 200)
Total amount to repay will be ₹ 21,145 (20,000 + 1145)
Monthly amount to repay will be ₹ 7,048 (21,145 / 3)
A penalty will only be charged when someone delays the scheduled payment.
HaPi Cash is an online loan platform in India that provides diversified loan services for Indian mobile Internet users. Through the smart online loan process, customers can apply for loans anytime, anywhere. The computer review process saves the user from worrying about the loan application.
We are not engaged in the activity of money lending. We further confirm that our app is only a platform that facilitates entities that are duly registered as NBFCs to give loans to end users, and is not involved in the administration or the recovery of the loans granted to end users.
We have many NBFCS partners, some of them are important or accompanied by Amin Finvest Pvt Ltd
Why choose HaPi Cash?
1. No credit history required, Aadhaar and PAN cards are required.
2. 100% online process and 24x7 hour service: users can apply for online loans with just a mobile phone.
3. Computer AI review: After the review is passed, the loan amount will be issued to the user's bank account.
4. As the credit score increases, the loan amount gradually increases.
5. A variety of repayment methods.
HaPi Cash loan requirements, users need:
1. Residents of India.
2. Between 18-60 years old.
3. Salaried/self-employed persons with a fixed source of income.
Steps to apply for a loan on HaPi Cash:
1. Go to Google play to download the App and install it.
2. Use your mobile phone number to register an account.
3. Fill in basic information and upload identity documents
4. Agree and electronically sign the agreement, waiting for approval.
5. After the review is passed, the amount will be credited to the account.
Security
All the transactions are secured via a 256-bit SSL encryption. All the data are transferred over secured connections. We do not share your data with any third parties without your consent. Your data is totally safe with us.
