Happy Loan, always be with you when you need
Daily Interest: 0%
Age: 18 years old above
Loan Term: From 91 days to 180 days, All our products are over 91 days.
Fee: Up to 44%
Amount：Up to 10,000 Pesos
Example: The principal amount is PHP 5,000, fee fro 44% and the interest rate is 0%, you will get PHP5,000-PHP5000*44%=PHP2800. Then the full amount will be paid at the expiration date: 5,000 * 0% +5,000= PHP5,000.
Our Address：1806 CITYLAND, PASONG TAMO TOWER, 2210 CHINO ROCES AVE, PIO DEL PILAR, CITY OF MAKATI, NCR,4TH DISTRICT, PHILIPPINES
9457246701 is our customer service hotline.
Happy Loan is your partner for cash loans and credit. It is a mobile app that can help you in times of emergencies and urgent needs. It is designed for Filipinos, by Filipinos.
Happy Loan - Make everyone has credit! Make finance easy and convenient at your fingertips.
NEW!!!
- Even without a job, you can apply for our micro loan products!
- Support multiple withdrawal methods such as G-cash, Bank, Pawnshop
- Fast Approved！Once approved, cash is deposited within 24 hours.
Fast Approval & Disbursement
Get your loans and credit approved in as fast as 8 minutes and funding to your bank account in as fast as 30 minutes!**
Low loan Interest Rates
Loand and credit should be as affordable and transparent as it is fast, easy, and secure to access.
Easy Application Process of loan
Verify your identity and submit all the requirements in the app with at least one (1) valid ID to complete your Credit Profile.
We have the right product for your needs
Happy Loan – Cash loans up to 10,000 pesos!
Let’s say you want to upgrade your home appliances. You can shop now without worrying about having no money on hand. Loan repayment when appropriate.
When you get money after approved?
From 8-30 – 6:00pm, you can get your money after 30mins.
But if you will be approved after 6:00pm your money of loan will be uploaded on the following day
How to received cash loan?
Claim your cash loan personally on the store you’ve chosen merchant partner M-Lhuillier, Palawan express or received on Gcash or CoinPh.
We strive to get more merchant partners so that there will be tons of outlets available.
How to Repay loan?
User will be notified the deadline by SMS or Telephone calls to repay their personal loans or repay via online options:
7-Eleven: Go to nearest 7-Eleven and repay via CLIQQ machine
M-Lhuillier: Go to nearest M-Lhuillier fill out needed information on bills payment form
ECPAY: Go to ECPAY, fill out needed information on bills payment form
GCash: Open your Gcash app, click pay bills to access loans option
***
Privacy and Permissions
Your privacy is very important to us. We will scan your government-issued ID and other information to verify your identity and Credit Profile. Your personal information will never be shared without your direct and explicit permission.
Age: 18 years old above
Loan Term: From 91 days to 180 days, All our products are over 91 days.
Fee: Up to 44%
Amount：Up to 10,000 Pesos
Example: The principal amount is PHP 5,000, fee fro 44% and the interest rate is 0%, you will get PHP5,000-PHP5000*44%=PHP2800. Then the full amount will be paid at the expiration date: 5,000 * 0% +5,000= PHP5,000.
Our Address：1806 CITYLAND, PASONG TAMO TOWER, 2210 CHINO ROCES AVE, PIO DEL PILAR, CITY OF MAKATI, NCR,4TH DISTRICT, PHILIPPINES
9457246701 is our customer service hotline.
Happy Loan is your partner for cash loans and credit. It is a mobile app that can help you in times of emergencies and urgent needs. It is designed for Filipinos, by Filipinos.
Happy Loan - Make everyone has credit! Make finance easy and convenient at your fingertips.
NEW!!!
- Even without a job, you can apply for our micro loan products!
- Support multiple withdrawal methods such as G-cash, Bank, Pawnshop
- Fast Approved！Once approved, cash is deposited within 24 hours.
Fast Approval & Disbursement
Get your loans and credit approved in as fast as 8 minutes and funding to your bank account in as fast as 30 minutes!**
Low loan Interest Rates
Loand and credit should be as affordable and transparent as it is fast, easy, and secure to access.
Easy Application Process of loan
Verify your identity and submit all the requirements in the app with at least one (1) valid ID to complete your Credit Profile.
We have the right product for your needs
Happy Loan – Cash loans up to 10,000 pesos!
Let’s say you want to upgrade your home appliances. You can shop now without worrying about having no money on hand. Loan repayment when appropriate.
When you get money after approved?
From 8-30 – 6:00pm, you can get your money after 30mins.
But if you will be approved after 6:00pm your money of loan will be uploaded on the following day
How to received cash loan?
Claim your cash loan personally on the store you’ve chosen merchant partner M-Lhuillier, Palawan express or received on Gcash or CoinPh.
We strive to get more merchant partners so that there will be tons of outlets available.
How to Repay loan?
User will be notified the deadline by SMS or Telephone calls to repay their personal loans or repay via online options:
7-Eleven: Go to nearest 7-Eleven and repay via CLIQQ machine
M-Lhuillier: Go to nearest M-Lhuillier fill out needed information on bills payment form
ECPAY: Go to ECPAY, fill out needed information on bills payment form
GCash: Open your Gcash app, click pay bills to access loans option
***
Privacy and Permissions
Your privacy is very important to us. We will scan your government-issued ID and other information to verify your identity and Credit Profile. Your personal information will never be shared without your direct and explicit permission.
